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dental plan's certificate of coverage or contact the plan directly. If $ for complete upper or lower, $ for complete upper or lower. Fillings. Don't wait to ensure your dental health is in the best hands. Choosing Spirit Dental means opting for a future of worry-free, comprehensive dental care. With no. If you require dental coverage that covers higher levels of care, the insurance premiums would be high too. But it's a good thing that basic dental coverage can. Dental plan categories: High and low. There are 2 categories of Marketplace dental plans: High and low. High coverage level has higher. premiums.